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| Provider | Service type | Compensation |
|---|---|---|
AMERITAS LIFE INSURANCE CORP1+ years Service code 12 · EIN 47-0098400 | Consulting (pension); Recordkeeping f... | $754,665 |
TANDEM HR, LLC1+ years Service code 12 · EIN 36-4231315 | Direct payment from the plan; Partici... | $282,458 |
BKS RETIREMENT SERVICES1+ years Filed as: BKS FINANCIAL INVESTMENTS LLC Service code 17 · EIN 84-1921272 | Pension Consulting | $71,757 |
FORVIS, LLP1+ years Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260 | Accounting | $58,365 |
VENSURE EMPLOYER SERVICES, INC.1+ years Service code 12 · EIN 37-1508469 | Other fees; Claims processing; Partic... | $41,023 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $29,887 |
CHARLES SCHWAB & CO., INC.1+ years Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,303 | $120,321-48.2% | $147,117-57.7% | $99,313-37.3% |
| Participation rate | 38.8% | 73.4%-34.5pp | 82.2%-43.4pp | 71.7%-32.9pp |
| Annual return | 7.97% | 28.95%-21.0pp | 420.54%-412.6pp | 17.67%-9.7pp |
| Employer contribution / active EE | $1,320 | $4,158-68.3% | $4,932-73.2% | $3,264-59.6% |
| Participant deferral / active EE | $3,047 | $8,044-62.1% | $8,065-62.2% | $5,346-43.0% |
| Admin fee / account holder | $250 | $150+66.2% | $12,993-98.1% | $109+128.9% |