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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,937 | $49,976+29.9% | $66,674-2.6% | $82,637-21.4% |
| Participation rate | 67.6% | 63.1%+4.5pp | 73.7%-6.1pp | 68.1%-0.5pp |
| Annual return | 20.53% | 39.09%-18.6pp | 321.24%-300.7pp | 53.51%-33.0pp |
| Employer contribution / active EE | $2,041 | $1,988+2.6% | $2,620-22.1% | $2,552-20.0% |
| Participant deferral / active EE | $3,661 | $2,847+28.6% | $4,084-10.4% | $4,126-11.3% |
| Admin fee / account holder | $1,659 | $4,594-63.9% | $5,098-67.5% | $7,339-77.4% |