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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,937 | $64,9200% | $103,693-37.4% | $86,983-25.3% |
| Participation rate | 67.6% | 63.6%+4.0pp | 72.6%-5.1pp | 69.5%-2.0pp |
| Annual return | 20.53% | 30.29%-9.8pp | 47.61%-27.1pp | 25.83%-5.3pp |
| Employer contribution / active EE | $2,041 | $2,141-4.7% | $2,920-30.1% | $2,584-21.0% |
| Participant deferral / active EE | $3,661 | $3,241+12.9% | $4,579-20.1% | $4,194-12.7% |
| Admin fee / account holder | $1,659 | $6,191-73.2% | $7,858-78.9% | $7,856-78.9% |