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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,421 | $101,653+12.6% | $147,080-22.2% | $74,459+53.7% |
| Participation rate | 64.7% | 75.6%-10.8pp | 82.2%-17.5pp | 67.2%-2.5pp |
| Annual return | 16.08% | 8754.98%-8738.9pp | 420.17%-404.1pp | 1369.70%-1353.6pp |
| Employer contribution / active EE | $3,250 | $3,813-14.8% | $4,933-34.1% | $2,626+23.8% |
| Participant deferral / active EE | $6,258 | $7,304-14.3% | $8,066-22.4% | $4,350+43.9% |
| Admin fee / account holder | $18,345 | $1,752+947.4% | $12,989+41.2% | $1,945+843.3% |