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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,065 | $114,119-50.0% | $107,187-46.8% | $138,895-58.9% |
| Participation rate | 93.3% | 78.1%+15.3pp | 75.0%+18.3pp | 79.9%+13.4pp |
| Annual return | 11.28% | 273.21%-261.9pp | 204.55%-193.3pp | 145.39%-134.1pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $9,359 | $5,538+69.0% | $5,096+83.6% | $6,396+46.3% |
| Admin fee / account holder | $5,598 | $10,024-44.2% | $9,162-38.9% | $12,562-55.4% |