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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,998 | $102,385+51.4% | $147,080+5.4% | $80,935+91.5% |
| Participation rate | 80.7% | 75.9%+4.8pp | 82.2%-1.5pp | 67.7%+13.0pp |
| Annual return | 14.71% | 135.09%-120.4pp | 420.17%-405.5pp | 35.66%-20.9pp |
| Employer contribution / active EE | $3,092 | $3,717-16.8% | $4,933-37.3% | $2,757+12.1% |
| Participant deferral / active EE | $12,652 | $6,651+90.2% | $8,066+56.9% | $4,299+194.3% |
| Admin fee / account holder | $2,220 | $7,951-72.1% | $12,989-82.9% | $6,924-67.9% |