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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,016 | $184,014+84.2% | $161,149+110.4% | $138,895+144.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 12.03% | 21.52%-9.5pp | 21.16%-9.1pp | 145.39%-133.4pp |
| Employer contribution / active EE | $18,508 | $5,055+266.1% | $4,360+324.5% | $4,194+341.3% |
| Participant deferral / active EE | $9,289 | $6,909+34.4% | $6,153+51.0% | $6,396+45.2% |
| Admin fee / account holder | $28,062 | $18,027+55.7% | $15,194+84.7% | $12,562+123.4% |