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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,406 | $57,061-64.2% | $85,063-76.0% | $80,911-74.8% |
| Participation rate | 37.1% | 56.3%-19.3pp | 67.5%-30.4pp | 67.6%-30.6pp |
| Annual return | 32.75% | 21.66%+11.1pp | 66.54%-33.8pp | 35.63%-2.9pp |
| Employer contribution / active EE | $480 | $1,799-73.3% | $2,727-82.4% | $2,756-82.6% |
| Participant deferral / active EE | $1,238 | $3,110-60.2% | $4,523-72.6% | $4,297-71.2% |
| Admin fee / account holder | $118 | $4,986-97.6% | $6,155-98.1% | $6,935-98.3% |