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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,797 | $183,516+0.2% | $155,534+18.2% | $145,884+26.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.61% | 61.43%-48.8pp | 64.92%-52.3pp | 551.85%-539.2pp |
| Employer contribution / active EE | $2,020 | $5,315-62.0% | $4,675-56.8% | $4,662-56.7% |
| Participant deferral / active EE | $10,766 | $6,467+66.5% | $5,630+91.2% | $6,690+60.9% |
| Admin fee / account holder | $1,268 | $19,293-93.4% | $15,900-92.0% | $13,392-90.5% |