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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,053 | $87,106-49.4% | $105,607-58.3% | $80,935-45.6% |
| Participation rate | 82.7% | 70.4%+12.3pp | 75.3%+7.4pp | 67.7%+15.0pp |
| Annual return | 14.75% | 17.01%-2.3pp | 116.11%-101.4pp | 35.66%-20.9pp |
| Employer contribution / active EE | $1,442 | $2,396-39.8% | $3,167-54.5% | $2,757-47.7% |
| Participant deferral / active EE | $1,517 | $3,986-61.9% | $5,011-69.7% | $4,299-64.7% |
| Admin fee / account holder | $7,667 | $8,447-9.2% | $10,958-30.0% | $6,924+10.7% |