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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,017 | $99,875+37.2% | $146,866-6.7% | $86,983+57.5% |
| Participation rate | 47.4% | 75.8%-28.4pp | 82.5%-35.1pp | 69.5%-22.2pp |
| Annual return | 15.04% | 28.10%-13.1pp | 102.85%-87.8pp | 25.83%-10.8pp |
| Employer contribution / active EE | $1,071 | $3,224-66.8% | $4,425-75.8% | $2,584-58.6% |
| Participant deferral / active EE | $3,338 | $6,322-47.2% | $7,759-57.0% | $4,194-20.4% |
| Admin fee / account holder | $4,142 | $7,838-47.2% | $13,620-69.6% | $7,856-47.3% |