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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,599 | $201,372+23.0% | $184,260+34.4% | $145,884+69.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.11% | 29.04%-16.9pp | 28.84%-16.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,972 | $7,024-57.7% | $6,427-53.8% | $4,662-36.2% |
| Participant deferral / active EE | $8,382 | $9,808-14.5% | $9,133-8.2% | $6,690+25.3% |
| Admin fee / account holder | $1,958 | $16,362-88.0% | $13,898-85.9% | $13,392-85.4% |