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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,300 | $117,895-80.2% | $102,460-77.3% | $145,897-84.0% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 18.88% | 31.92%-13.0pp | 29.47%-10.6pp | 552.29%-533.4pp |
| Employer contribution / active EE | $3,663 | $3,619+1.2% | $3,025+21.1% | $4,663-21.4% |
| Participant deferral / active EE | $4,895 | $5,736-14.7% | $5,056-3.2% | $6,689-26.8% |
| Admin fee / account holder | $1,432 | $13,353-89.3% | $9,460-84.9% | $13,390-89.3% |