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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,335 | $138,312+39.8% | $122,979+57.2% | $155,188+24.6% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 17.78% | 22.06%-4.3pp | 20.12%-2.3pp | 148.84%-131.1pp |
| Employer contribution / active EE | $4,453 | $3,530+26.1% | $3,062+45.4% | $4,248+4.8% |
| Participant deferral / active EE | $12,085 | $5,592+116.1% | $5,003+141.6% | $6,531+85.0% |
| Admin fee / account holder | $1,814 | $15,089-88.0% | $12,864-85.9% | $14,480-87.5% |