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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,250 | $126,661-35.9% | $113,397-28.3% | $138,895-41.5% |
| Participation rate | 68.2% | 79.4%-11.3pp | 76.5%-8.3pp | 79.9%-11.7pp |
| Annual return | 16.71% | 25.05%-8.3pp | 23.20%-6.5pp | 145.39%-128.7pp |
| Employer contribution / active EE | $4,101 | $3,456+18.7% | $2,977+37.8% | $4,194-2.2% |
| Participant deferral / active EE | $7,657 | $5,693+34.5% | $5,076+50.8% | $6,396+19.7% |
| Admin fee / account holder | $3,398 | $14,549-76.6% | $11,957-71.6% | $12,562-73.0% |