Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,538 | $78,027-45.5% | $178,528-76.2% | $80,925-47.4% |
| Participation rate | 36.8% | 65.7%-28.9pp | 77.1%-40.3pp | 67.7%-30.9pp |
| Annual return | 10.41% | 18.09%-7.7pp | 27.11%-16.7pp | 35.65%-25.2pp |
| Employer contribution / active EE | $1,293 | $2,281-43.3% | $3,950-67.3% | $2,756-53.1% |
| Participant deferral / active EE | $2,205 | $4,408-50.0% | $6,278-64.9% | $4,299-48.7% |
| Admin fee / account holder | $2,207 | $7,168-69.2% | $10,419-78.8% | $6,940-68.2% |