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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,136 | $102,429+152.0% | $147,096+75.5% | $80,925+219.0% |
| Participation rate | 95.2% | 75.9%+19.4pp | 82.2%+13.1pp | 67.7%+27.6pp |
| Annual return | 14.90% | 135.02%-120.1pp | 419.75%-404.8pp | 35.65%-20.7pp |
| Employer contribution / active EE | $3,803 | $3,716+2.4% | $4,936-22.9% | $2,756+38.0% |
| Participant deferral / active EE | $9,981 | $6,649+50.1% | $8,071+23.7% | $4,299+132.2% |
| Admin fee / account holder | $20,634 | $7,957+159.3% | $13,005+58.7% | $6,940+197.3% |