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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,136 | $102,382+152.1% | $147,005+75.6% | $80,874+219.2% |
| Participation rate | 95.2% | 75.8%+19.4pp | 82.2%+13.1pp | 67.6%+27.6pp |
| Annual return | 14.90% | 134.89%-120.0pp | 418.76%-403.9pp | 35.62%-20.7pp |
| Employer contribution / active EE | $3,803 | $3,715+2.4% | $4,934-22.9% | $2,756+38.0% |
| Participant deferral / active EE | $9,981 | $6,646+50.2% | $8,070+23.7% | $4,297+132.3% |
| Admin fee / account holder | $20,634 | $7,942+159.8% | $13,006+58.7% | $6,935+197.5% |