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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,136 | $102,422+152.0% | $147,117+75.5% | $80,959+218.8% |
| Participation rate | 95.2% | 75.9%+19.4pp | 82.2%+13.1pp | 67.7%+27.6pp |
| Annual return | 14.90% | 135.16%-120.3pp | 420.54%-405.6pp | 35.67%-20.8pp |
| Employer contribution / active EE | $3,803 | $3,717+2.3% | $4,932-22.9% | $2,757+37.9% |
| Participant deferral / active EE | $9,981 | $6,652+50.0% | $8,065+23.8% | $4,300+132.1% |
| Admin fee / account holder | $20,634 | $7,953+159.4% | $12,993+58.8% | $6,925+198.0% |