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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,288 | $183,516+166.1% | $155,534+213.9% | $145,884+234.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.82% | 61.43%-40.6pp | 64.92%-44.1pp | 551.85%-531.0pp |
| Employer contribution / active EE | $9,181 | $5,315+72.8% | $4,675+96.4% | $4,662+96.9% |
| Participant deferral / active EE | $16,400 | $6,467+153.6% | $5,630+191.3% | $6,690+145.2% |
| Admin fee / account holder | $2,154 | $19,293-88.8% | $15,900-86.5% | $13,392-83.9% |