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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,224 | $106,864-18.4% | $147,318-40.8% | $82,637+5.6% |
| Participation rate | 81.6% | 75.5%+6.1pp | 82.1%-0.5pp | 68.1%+13.5pp |
| Annual return | 16.22% | 27.49%-11.3pp | 70.43%-54.2pp | 53.51%-37.3pp |
| Employer contribution / active EE | $3,605 | $3,417+5.5% | $4,593-21.5% | $2,552+41.3% |
| Participant deferral / active EE | $5,986 | $6,496-7.8% | $7,906-24.3% | $4,126+45.1% |
| Admin fee / account holder | $2,459 | $8,415-70.8% | $13,708-82.1% | $7,339-66.5% |