Retirement plan

G. H. SMART & COMPANY, LLC 401(K) PS PLAN & TRUST

Name: G. H. SMART & COMPANY, LLC - G. H. SMART & COMPANY, LLC 401(K) PS PLAN & TRUST (2025) Form 5500
Creator: G. H. SMART & COMPANY, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, G. H. SMART & COMPANY, LLC 401(K) PS PLAN & TRUST, G. H. SMART & COMPANY, LLC

G. H. SMART & COMPANY, LLCEIN 36-4036593Plan #001PY 2025

203 N. LASALLE STREET, SUITE 2100 - CHICAGO, IL 60601727-223-4522

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$38.8M

+30.8% from 2024

Total participants

172

+8.2% from 2024

Average account balance

$238,040

+24.4% from 2024

Annual return

17.87%

-2.55 pp from 2024

Benchmarks

See 2,035 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort2,035 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$38.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$238K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

163

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$32K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$298

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745	Recordkeeping	$25,652
ADP BROKER-DEALER1 year Filed as: ADP STRATEGIC PLAN SERVICES Service code 28 · EIN 81-4734347	Investment Management	$22,917
ADP BROKER-DEALER5 years Service code 59 · EIN 22-3319984	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$49K

$347 / participant

Recordkeeping$26K52.8%
Investment mgmt$23K47.2%

% of EOY assets

0.125%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CARON & BLETZER PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$238,040

$88,360+169.4%

$145,433+63.7%

$67,986+250.1%

Participation rate

93.6%

65.5%+28.1pp

82.1%+11.5pp

57.2%+36.4pp

Annual return

17.87%

63.15%-45.3pp

66.58%-48.7pp

31.67%-13.8pp

Employer contribution / active EE

$13,371

$3,054+337.8%

$4,554+193.6%

$2,019+562.3%

Participant deferral / active EE

$18,756

$5,932+216.2%

$7,897+137.5%

$3,358+458.5%

Admin fee / account holder

$298

$3,313-91.0%

$13,129-97.7%

$3,203-90.7%

Provider

Service type

Compensation

ADP BROKER-DEALER5 years

Filed as: ADP, INC.

Service code 15 · EIN 13-3036745

Recordkeeping

$25,652

ADP BROKER-DEALER1 year

Filed as: ADP STRATEGIC PLAN SERVICES

Service code 28 · EIN 81-4734347

Investment Management

$22,917

ADP BROKER-DEALER5 years

Service code 59 · EIN 22-3319984

Shareholder Servicing

G. H. SMART & COMPANY, LLC 401(K) PS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

G. H. SMART & COMPANY, LLC 401(K) PS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion