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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,594 | $201,344+117.8% | $184,243+138.1% | $145,877+200.7% |
| Participation rate | 91.7% | 87.5%+4.2pp | 86.8%+4.8pp | 80.3%+11.4pp |
| Annual return | 12.37% | 29.01%-16.6pp | 28.82%-16.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $7,273 | $7,022+3.6% | $6,427+13.2% | $4,663+56.0% |
| Participant deferral / active EE | $9,517 | $9,807-3.0% | $9,132+4.2% | $6,691+42.2% |
| Admin fee / account holder | $11,228 | $16,382-31.5% | $13,914-19.3% | $13,402-16.2% |