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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,533 | $29,319+106.5% | $52,425+15.5% | $82,448-26.6% |
| Participation rate | 20.4% | 46.9%-26.5pp | 55.6%-35.3pp | 68.1%-47.7pp |
| Annual return | 15.23% | 535.20%-520.0pp | 302.12%-286.9pp | 41.64%-26.4pp |
| Employer contribution / active EE | $121 | $586-79.3% | $914-86.7% | $2,551-95.2% |
| Participant deferral / active EE | $570 | $1,171-51.4% | $1,790-68.2% | $4,139-86.2% |
| Admin fee / account holder | $2,819 | $1,962+43.7% | $2,495+13.0% | $7,234-61.0% |