See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $49,449 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,757 | $56,767-77.5% | $101,794-87.5% | $85,563-85.1% |
| Participation rate | 17.9% | 57.6%-39.7pp | 69.2%-51.3pp | 66.0%-48.1pp |
| Annual return | 15.58% | 17.76%-2.2pp | 30.53%-14.9pp | 31.51%-15.9pp |
| Employer contribution / active EE | $364 | $1,112-67.3% | $2,289-84.1% | $2,654-86.3% |
| Participant deferral / active EE | $645 | $2,720-76.3% | $4,084-84.2% | $4,375-85.3% |
| Admin fee / account holder | $237 | $1,098-78.5% | $8,777-97.3% | $834-71.6% |