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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,338 | $58,848-28.1% | $88,179-52.0% | $82,637-48.8% |
| Participation rate | 15.2% | 57.9%-42.7pp | 69.1%-54.0pp | 68.1%-52.9pp |
| Annual return | 14.74% | 22.76%-8.0pp | 64.97%-50.2pp | 53.51%-38.8pp |
| Employer contribution / active EE | $401 | $1,678-76.1% | $2,549-84.3% | $2,552-84.3% |
| Participant deferral / active EE | $1,257 | $3,124-59.7% | $4,614-72.7% | $4,126-69.5% |
| Admin fee / account holder | $165 | $4,795-96.6% | $7,673-97.8% | $7,339-97.8% |