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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,872 | $134,817+124.7% | $123,973+144.3% | $155,188+95.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 16.67% | 515.49%-498.8pp | 388.13%-371.5pp | 148.84%-132.2pp |
| Employer contribution / active EE | $9,375 | $4,425+111.9% | $4,126+127.2% | $4,248+120.7% |
| Participant deferral / active EE | $9,307 | $5,706+63.1% | $5,247+77.4% | $6,531+42.5% |
| Admin fee / account holder | $1,190 | $13,245-91.0% | $11,799-89.9% | $14,480-91.8% |