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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,430 | $111,814-29.0% | $103,378-23.2% | $145,978-45.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.55% | 24.80%-15.2pp | 24.91%-15.4pp | 550.52%-541.0pp |
| Employer contribution / active EE | $5,940 | $4,215+40.9% | $3,870+53.5% | $4,662+27.4% |
| Participant deferral / active EE | $25,158 | $5,618+347.8% | $5,058+397.4% | $6,690+276.1% |
| Admin fee / account holder | $18,132 | $9,764+85.7% | $8,401+115.8% | $13,400+35.3% |