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| Provider | Service type | Compensation |
|---|---|---|
NADLER FINANCIAL GROUP, INC.2 years Filed as: NADLER FINANCIAL GROUP INC Service code 28 · EIN 36-4156113 | Investment Management | $40,851 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $17,167 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $1,146 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,132 | $50,860+10.4% | $155,574-63.9% | $77,714-27.8% |
| Participation rate | 53.2% | 63.1%-9.9pp | 78.2%-25.0pp | 70.6%-17.4pp |
| Annual return | 14.25% | 34.86%-20.6pp | 64.87%-50.6pp | 31.26%-17.0pp |
| Employer contribution / active EE | $524 | $1,991-73.7% | $4,676-88.8% | $2,727-80.8% |
| Participant deferral / active EE | $1,343 | $2,825-52.5% | $5,629-76.1% | $4,649-71.1% |
| Admin fee / account holder | $187 | $436-57.1% | $15,914-98.8% | $433-56.8% |