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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,191 | $124,425-0.2% | $112,040+10.8% | $137,256-9.5% |
| Participation rate | 92.3% | 79.3%+13.0pp | 76.5%+15.8pp | 80.0%+12.3pp |
| Annual return | 8.92% | 24.72%-15.8pp | 24.52%-15.6pp | 220.34%-211.4pp |
| Employer contribution / active EE | $5,419 | $3,411+58.8% | $2,954+83.4% | $4,156+30.4% |
| Participant deferral / active EE | $5,212 | $5,718-8.9% | $5,098+2.2% | $6,407-18.6% |
| Admin fee / account holder | $35,200 | $15,207+131.5% | $12,098+191.0% | $12,270+186.9% |