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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,252 | $160,070+80.1% | $147,117+95.9% | $145,897+97.6% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 11.85% | 98.69%-86.8pp | 420.54%-408.7pp | 552.29%-540.4pp |
| Employer contribution / active EE | $6,084 | $5,285+15.1% | $4,932+23.3% | $4,663+30.5% |
| Participant deferral / active EE | $14,128 | $8,419+67.8% | $8,065+75.2% | $6,689+111.2% |
| Admin fee / account holder | $748 | $15,035-95.0% | $12,993-94.2% | $13,390-94.4% |