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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,306 | $111,535+46.4% | $105,223+55.2% | $137,256+19.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.89% | 237.85%-220.0pp | 180.65%-162.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $6,161 | $3,939+56.4% | $3,689+67.0% | $4,156+48.2% |
| Participant deferral / active EE | $13,131 | $5,500+138.8% | $5,072+158.9% | $6,407+105.0% |
| Admin fee / account holder | $3,541 | $9,721-63.6% | $8,859-60.0% | $12,270-71.1% |