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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 42-1460565 | Advisory (Participants) | $63,800 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $27,456 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $8,375 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,015 | $101,653+163.7% | $147,080+82.2% | $74,459+259.9% |
| Participation rate | 93.8% | 75.6%+18.2pp | 82.2%+11.6pp | 67.2%+26.6pp |
| Annual return | 15.89% | 8754.98%-8739.1pp | 420.17%-404.3pp | 1369.70%-1353.8pp |
| Employer contribution / active EE | $6,496 | $3,813+70.4% | $4,933+31.7% | $2,626+147.4% |
| Participant deferral / active EE | $13,026 | $7,304+78.3% | $8,066+61.5% | $4,350+199.5% |
| Admin fee / account holder | $519 | $1,752-70.4% | $12,989-96.0% | $1,945-73.3% |