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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,702 | $94,439+90.3% | $73,658+144.0% | $154,746+16.1% |
| Participation rate | 31.6% | 64.7%-33.1pp | 57.0%-25.5pp | 80.7%-49.1pp |
| Annual return | 14.57% | 28.25%-13.7pp | 29.72%-15.1pp | 172.34%-157.8pp |
| Employer contribution / active EE | $665 | $1,257-47.1% | $1,032-35.6% | $4,379-84.8% |
| Participant deferral / active EE | $5,737 | $2,527+127.0% | $2,062+178.2% | $6,730-14.8% |
| Admin fee / account holder | $3,752 | $3,843-2.4% | $3,357+11.8% | $14,365-73.9% |