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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,373 | $196,972-68.8% | $182,262-66.3% | $198,609-69.1% |
| Participation rate | 81.8% | 85.7%-3.9pp | 84.2%-2.4pp | 82.4%-0.6pp |
| Annual return | 15.20% | 158.27%-143.1pp | 140.60%-125.4pp | 202.70%-187.5pp |
| Employer contribution / active EE | $4,414 | $5,364-17.7% | $5,046-12.5% | $5,055-12.7% |
| Participant deferral / active EE | $2,810 | $8,643-67.5% | $8,276-66.1% | $6,977-59.7% |
| Admin fee / account holder | $6,086 | $18,429-67.0% | $16,712-63.6% | $19,030-68.0% |