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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,318 | $107,733-79.3% | $92,985-76.0% | $154,746-85.6% |
| Participation rate | 0.0% | 74.6%-74.6pp | 69.5%-69.5pp | 80.7%-80.7pp |
| Annual return | 8.83% | 30.39%-21.6pp | 27.99%-19.2pp | 172.34%-163.5pp |
| Employer contribution / active EE | $895 | $3,126-71.4% | $2,662-66.4% | $4,379-79.6% |
| Participant deferral / active EE | $2,661 | $5,053-47.3% | $4,377-39.2% | $6,730-60.5% |
| Admin fee / account holder | $5,652 | $11,369-50.3% | $9,463-40.3% | $14,365-60.7% |