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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,038 | $70,366+8.1% | $66,674+14.0% | $138,895-45.3% |
| Participation rate | 84.6% | 76.2%+8.4pp | 73.7%+10.9pp | 79.9%+4.7pp |
| Annual return | 13.13% | 386.41%-373.3pp | 321.24%-308.1pp | 145.39%-132.3pp |
| Employer contribution / active EE | $3,084 | $2,765+11.5% | $2,620+17.7% | $4,194-26.5% |
| Participant deferral / active EE | $7,994 | $4,374+82.8% | $4,084+95.7% | $6,396+25.0% |
| Admin fee / account holder | $25,424 | $5,262+383.1% | $5,098+398.7% | $12,562+102.4% |