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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,730 | $76,522-96.4% | $56,033-95.1% | $145,884-98.1% |
| Participation rate | 94.4% | 63.2%+31.2pp | 52.5%+42.0pp | 80.3%+14.1pp |
| Annual return | 9.89% | 3014.28%-3004.4pp | 1711.38%-1701.5pp | 551.85%-542.0pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,134 | $2,624-56.8% | $1,954-42.0% | $6,690-83.0% |
| Admin fee / account holder | $639 | $3,328-80.8% | $2,827-77.4% | $13,392-95.2% |