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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,637 | $183,592-39.2% | $155,567-28.2% | $145,959-23.5% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 7.88% | 61.24%-53.4pp | 64.74%-56.9pp | 561.95%-554.1pp |
| Employer contribution / active EE | $1,208 | $5,315-77.3% | $4,674-74.2% | $4,661-74.1% |
| Participant deferral / active EE | $1,047 | $6,464-83.8% | $5,628-81.4% | $6,689-84.4% |
| Admin fee / account holder | $1,639 | $19,318-91.5% | $15,916-89.7% | $13,398-87.8% |