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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,985 | $160,028-50.0% | $147,080-45.6% | $145,884-45.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.53% | 98.60%-88.1pp | 420.17%-409.6pp | 551.85%-541.3pp |
| Employer contribution / active EE | $1,818 | $5,286-65.6% | $4,933-63.1% | $4,662-61.0% |
| Participant deferral / active EE | $1,658 | $8,422-80.3% | $8,066-79.4% | $6,690-75.2% |
| Admin fee / account holder | $953 | $15,030-93.7% | $12,989-92.7% | $13,392-92.9% |