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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,610 | $129,737-82.6% | $119,126-81.0% | $154,746-85.4% |
| Participation rate | 93.3% | 78.9%+14.5pp | 75.8%+17.6pp | 80.7%+12.6pp |
| Annual return | 19.58% | 379.08%-359.5pp | 282.11%-262.5pp | 172.34%-152.8pp |
| Employer contribution / active EE | $2,739 | $4,375-37.4% | $4,034-32.1% | $4,379-37.4% |
| Participant deferral / active EE | $6,215 | $5,842+6.4% | $5,318+16.9% | $6,730-7.7% |
| Admin fee / account holder | $575 | $11,961-95.2% | $10,693-94.6% | $14,365-96.0% |