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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,308 | $125,184+97.6% | $105,607+134.2% | $145,884+69.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 13.71% | 225.00%-211.3pp | 116.11%-102.4pp | 551.85%-538.1pp |
| Employer contribution / active EE | $5,375 | $3,720+44.5% | $3,167+69.7% | $4,662+15.3% |
| Participant deferral / active EE | $18,632 | $5,714+226.1% | $5,011+271.8% | $6,690+178.5% |
| Admin fee / account holder | $4,089 | $17,133-76.1% | $10,958-62.7% | $13,392-69.5% |