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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,823 | $106,864+66.4% | $147,318+20.7% | $82,637+115.2% |
| Participation rate | 72.0% | 75.5%-3.5pp | 82.1%-10.1pp | 68.1%+3.9pp |
| Annual return | 27.88% | 27.49%+0.4pp | 70.43%-42.6pp | 53.51%-25.6pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,712 | $6,496+34.1% | $7,906+10.2% | $4,126+111.1% |
| Admin fee / account holder | $1,805 | $8,415-78.5% | $13,708-86.8% | $7,339-75.4% |