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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,823 | $99,875+78.0% | $146,866+21.1% | $86,983+104.4% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.5%-10.5pp | 69.5%+2.5pp |
| Annual return | 27.88% | 28.10%-0.2pp | 102.85%-75.0pp | 25.83%+2.0pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $8,712 | $6,322+37.8% | $7,759+12.3% | $4,194+107.7% |
| Admin fee / account holder | $1,805 | $7,838-77.0% | $13,620-86.7% | $7,856-77.0% |