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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,669 | $71,197-58.3% | $93,669-68.3% | $80,925-63.3% |
| Participation rate | 61.2% | 60.4%+0.8pp | 68.7%-7.5pp | 67.7%-6.5pp |
| Annual return | 11.41% | 11.27%+0.1pp | 133.59%-122.2pp | 35.65%-24.2pp |
| Employer contribution / active EE | $1,763 | $1,565+12.7% | $2,424-27.3% | $2,756-36.0% |
| Participant deferral / active EE | $3,395 | $4,036-15.9% | $4,416-23.1% | $4,299-21.0% |
| Admin fee / account holder | $5,672 | $6,959-18.5% | $8,291-31.6% | $6,940-18.3% |