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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,669 | $71,057-58.2% | $93,654-68.3% | $80,874-63.3% |
| Participation rate | 61.2% | 60.4%+0.8pp | 68.7%-7.5pp | 67.6%-6.5pp |
| Annual return | 11.41% | 11.26%+0.1pp | 133.34%-121.9pp | 35.62%-24.2pp |
| Employer contribution / active EE | $1,763 | $1,564+12.7% | $2,421-27.2% | $2,756-36.0% |
| Participant deferral / active EE | $3,395 | $4,034-15.8% | $4,413-23.1% | $4,297-21.0% |
| Admin fee / account holder | $5,672 | $6,944-18.3% | $8,282-31.5% | $6,935-18.2% |