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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,037 | $81,276+140.0% | $155,574+25.4% | $80,925+141.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.40% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $2,885 | $3,103-7.0% | $4,676-38.3% | $2,756+4.7% |
| Participant deferral / active EE | $6,654 | $3,453+92.7% | $5,629+18.2% | $4,299+54.8% |
| Admin fee / account holder | $897 | $7,993-88.8% | $15,914-94.4% | $6,940-87.1% |