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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,037 | $81,358+139.7% | $155,556+25.4% | $80,959+140.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.40% | 33.39%-24.0pp | 64.84%-55.4pp | 35.67%-26.3pp |
| Employer contribution / active EE | $2,885 | $3,106-7.1% | $4,675-38.3% | $2,757+4.6% |
| Participant deferral / active EE | $6,654 | $3,455+92.6% | $5,631+18.2% | $4,300+54.7% |
| Admin fee / account holder | $897 | $7,994-88.8% | $15,885-94.4% | $6,925-87.1% |