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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,724 | $154,228+194.8% | $145,433+212.7% | $137,256+231.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.53% | 74.59%-62.1pp | 66.58%-54.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $2,145 | $4,804-55.3% | $4,554-52.9% | $4,156-48.4% |
| Participant deferral / active EE | $12,779 | $8,216+55.5% | $7,897+61.8% | $6,407+99.5% |
| Admin fee / account holder | $3,971 | $14,344-72.3% | $13,129-69.8% | $12,270-67.6% |