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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,601 | $81,504+122.8% | $102,437+77.3% | $80,959+124.3% |
| Participation rate | 92.3% | 66.9%+25.5pp | 74.5%+17.8pp | 67.7%+24.6pp |
| Annual return | 12.87% | 25.60%-12.7pp | 24.95%-12.1pp | 35.67%-22.8pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,624 | $3,871+45.3% | $5,060+11.1% | $4,300+30.8% |
| Admin fee / account holder | $5,170 | $6,719-23.1% | $8,388-38.4% | $6,925-25.3% |