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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,655 | $155,555-19.9% | $146,866-15.1% | $155,188-19.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 8.38% | 115.41%-107.0pp | 102.85%-94.5pp | 148.84%-140.5pp |
| Employer contribution / active EE | $8,925 | $4,647+92.1% | $4,425+101.7% | $4,248+110.1% |
| Participant deferral / active EE | $30,741 | $8,044+282.1% | $7,759+296.2% | $6,531+370.7% |
| Admin fee / account holder | $153,471 | $14,755+940.1% | $13,620+1026.8% | $14,480+959.9% |