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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $636,311 | $111,535+470.5% | $105,223+504.7% | $137,256+363.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.20% | 237.85%-221.7pp | 180.65%-164.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $19,444 | $3,939+393.6% | $3,689+427.1% | $4,156+367.8% |
| Participant deferral / active EE | $8,619 | $5,500+56.7% | $5,072+69.9% | $6,407+34.5% |
| Admin fee / account holder | $45,907 | $9,721+372.2% | $8,859+418.2% | $12,270+274.1% |