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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,300 | $95,404+48.1% | $113,397+24.6% | $82,637+71.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.57% | 19.08%-3.5pp | 23.20%-7.6pp | 53.51%-37.9pp |
| Employer contribution / active EE | $12,217 | $2,307+429.6% | $2,977+310.3% | $2,552+378.7% |
| Participant deferral / active EE | $6,388 | $4,220+51.4% | $5,076+25.8% | $4,126+54.8% |
| Admin fee / account holder | $1,941 | $9,168-78.8% | $11,957-83.8% | $7,339-73.6% |