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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,768 | $162,136+89.8% | $152,301+102.1% | $154,746+98.9% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 12.36% | 91.02%-78.7pp | 80.50%-68.1pp | 172.34%-160.0pp |
| Employer contribution / active EE | $10,027 | $4,890+105.0% | $4,624+116.8% | $4,379+129.0% |
| Participant deferral / active EE | $15,641 | $8,341+87.5% | $8,004+95.4% | $6,730+132.4% |
| Admin fee / account holder | $94,749 | $15,759+501.2% | $14,398+558.1% | $14,365+559.6% |