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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,035 | $102,938+82.7% | $94,105+99.8% | $138,895+35.4% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 17.65% | 250.28%-232.6pp | 204.55%-186.9pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,852 | $2,732+4.4% | $2,504+13.9% | $4,194-32.0% |
| Participant deferral / active EE | $11,863 | $4,196+182.7% | $3,881+205.7% | $6,396+85.5% |
| Admin fee / account holder | $5,198 | $6,600-21.2% | $6,199-16.2% | $12,562-58.6% |