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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,576 | $117,846-36.7% | $102,434-27.2% | $145,884-48.9% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 11.31% | 31.90%-20.6pp | 29.46%-18.1pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,269 | $3,615-64.9% | $3,023-58.0% | $4,662-72.8% |
| Participant deferral / active EE | $783 | $5,733-86.3% | $5,055-84.5% | $6,690-88.3% |
| Admin fee / account holder | $8,004 | $13,356-40.1% | $9,462-15.4% | $13,392-40.2% |